Your loan and property data is not missing. It is trapped. And freeing it is the work behind every decision.
Locked inside the lease and loan agreements, statements, and rent rolls you already have — AssetManagerAI extracts the terms, flags the risks, catches covenant breach and NOI drift early. So nothing surprises you — or your lender.
See a sample analysis Join the Waitlist- MaturityJune 1, 2035 (10-yr)Schedule 2
- RecourseNon-recourse w/ carve-outs§§ 3.01–3.03
- Replacement Reserve$350/unit/yearSchedule 5
- PrepaymentYield maintenanceSchedule 4
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Critical
Automatic acceleration without written notice for Bankruptcy Event§ 14.02(a) · High confidence
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Warning
Single-asset entity violation triggers full personal recourse§ 3.02(b)(1) · Medium confidence
Most portfolio work doesn't start with analysis. It starts with reconstruction.
Every quarterly review starts with finding what you already have. Every refinance starts with re-reading what you signed. The work compounds before any decision gets made.
Documents you can't search.
Every lease, loan, amendment, PSA, and contract — somewhere in a folder, never indexed.
Numbers you rebuild by hand.
Rent rolls, operating statements, ledgers — every period, the same manual work to turn PDFs into something comparable.
Decisions you can't connect.
Renewal terms, refinance windows, covenant headroom, and lease expirations — known but not connected.
The path to quicker decisions isn't more data alone. It starts with tools that can actually read your documents to free it.
AssetManagerAI is document-to-decision intelligence for real estate owners and operators — reading your source documents and structuring the data within them, so the information you need is finally reviewable.
The document half of asset intelligence.
Across 16 real estate document types, AI Document Intelligence extracts terms, flags risks, and cites every finding to its source — turning hours of document review into minutes. So the truth in your leases, loan agreements, and PSAs stops hiding in plain sight.
Supported Document Types
- Loan Agreements
- Mortgages & Deeds of Trust
- Forbearance Agreements
- Guaranty Agreements
- Loan Modifications & Amendments
- Commercial Lease Agreements
- Residential Lease Agreements
- Lease Amendments
- Purchase & Sale Agreements
- Letters of Intent
- Environmental Indemnities
- Property Management Agreements
- Construction Contracts
- Vendor & Service Contracts
- Environmental Reports (Phase I / II)
- Property Condition Assessments
Key-term extraction
Turns dense documents into structured fields you can scan in seconds — even from scanned PDFs.
Red-flag detection
Surfaces risks with severity ratings (Critical, Warning, Info) and confidence scoring (High, Medium, Low).
Source citations
Every finding cites its exact source — section, schedule, or article. Verify in seconds, not in hours.
Template comparison
Flags deviations from your standard templates.
Custom review focus
Direct the AI to your specific concerns — ask custom questions and focus the review on what matters for this deal.
Batch analysis & shareable output
Export any analysis for sharing — single file or multi-file batch.
Read smarter. Decide faster. Focus on the clauses that matter — not hunting for them.
Designed to augment and accelerate professional review, not replace it. Every finding is source-cited so you can verify against the original document before acting.
Pick a document. See it analyzed.
Real analysis output — extracted terms, severity-flagged red flags, and source citations.
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Principal Amount$42,000,000Schedule 2 — Summary of Loan Terms
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Interest Rate6.15% per annum, fixedSchedule 2
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Cure Periods by Event Type
- Monetary default: none (automatic)
- Non-monetary: 30 days + 30-day extension at lender's discretion
- Key Principal death: 180 days, extendable to 1 year
- Guarantor bankruptcy: 90 days (extendable)
§ 14.01 -
Reporting Cadence
- Quarterly: operating statements + rent rolls within 45 days of quarter-end
- Annual: financials, security deposit accounting, ownership changes, compliance certification within 120 days of year-end
- Immediate notice: litigation, insolvency, casualty, insurance lapse
§ 8.02(b) -
Transfer Restrictions & Fees
- Lender consent required: change in Control · Restricted Ownership Interest · 50%+ of Key Principal/Guarantor interests
- Conditional consent: non-controlling LP/LLC · estate planning · affiliate · death/bankruptcy events
- Prohibited entirely: Delaware Statutory Trust / Series LLC conversion · Borrower division
- Fees: $25,000 transfer · $5,000 easement · $25,000 division (Review Fee always charged)
§§ 11.02–11.03
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Critical
No cure period for monetary defaultsA single missed payment triggers automatic acceleration of the entire loan without prior written notice.§ 14.01(a)(1) · High confidence
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Critical
Unlimited personal indemnity liabilityIndemnity obligations are not capped or bounded by the loan amount — potential exposure extends beyond the principal.§ 3.03 · High confidence
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Critical
Unpermitted transfers trigger full personal recourse"Transfer" is defined broadly to include 50%+ changes in Key Principal or Guarantor interests, Control changes, and Restricted Ownership Interests — any unpermitted transfer flips the loan from non-recourse to full liability for the entire balance.§ 3.02(b)(2); § 11.02(b) · High confidence
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Warning
Cross-default with no materiality thresholdAcceleration by any other lender on the property triggers acceleration here — no dollar floor or materiality test.§ 14.01(a)(11) · High confidence
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Warning
No open prepayment window or defeasance mechanismYield maintenance applies during the lockout but no open prepayment window or defeasance alternative is specified — creating uncertainty around refinance or sale before maturity.§ 2.03(a); Schedule 4 · Medium confidence
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Warning
Lender may apply partial payments in any orderPartial payments can be applied to fees first, leaving interest unpaid and accruing default-rate interest.§ 2.02(f) · High confidence
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Lease TypeTriple Net (NNN) Retail · 6.5844% pro-rata shareArticle 6.1
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PremisesSuite 140 · 3,200 SF in 48,600 SF centerSummary of Basic Lease Terms; Exhibit A
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Base Rent & Escalation
- Year 1: $108,800 ($34.00/SF)
- Annual escalation: 3% fixed
- Year 10: $141,959 (projected)
Base Rent Schedule -
Cure Periods by Default Type
- Monetary default: 5 days after notice (max 2 notices / 12-month period)
- Insurance lapse: 3 business days after notice
- Lien discharge: 10 days after notice
- General performance: 30 days, extendable to 90 for diligent cure
- Going dark / abandonment: no cure period
Article 25.1 -
Renewal Options
- Two 5-year options
- Notice 12–9 months before expiration
- Rent: greater of last-year + 3% or FMV via broker determination
- Personal to original Tenant; non-transferable to assignees without consent
Article 28 -
Tenant Improvement Allowance
- $50/SF, capped at $160,000
- Eligible: hard costs, A&E, permits, life-safety
- 10% retention until close-out package delivered
- Unused balance expires 120 days after opening
Article 4.4; Exhibit B
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Critical
Continuous operation enforced via lease terminationGoing dark for any reason not on the exception list (equipment failure, supply chain, staffing) is an Event of Default with no cure period — Landlord may terminate immediately.§ 11.3; § 25.1(c) · High confidence
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Warning
Monetary default cure period at minimum thresholdOnly 5 days after notice to cure missed Rent, and Landlord is not required to give more than two monetary default notices in any 12-month period.§ 25.1(a) · High confidence
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Warning
$500/day liquidated damages for late opening, uncappedDaily damages accrue until Tenant opens with no stated maximum; if delay exceeds 90 days past the Opening Deadline, Landlord may terminate.§ 4.6; § 25.1(d) · High confidence
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Warning
Exclusive-use breach remedy capped at 50% rent reductionIf Landlord leases to a competing specialty-coffee operator, Tenant's sole remedy is 50% Base Rent until cure — no termination right and no damages, regardless of sales impact.§ 11.7 · High confidence
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Warning
Landlord may reconfigure the shopping center with weak limitsLandlord retains broad rights to alter configuration, parking, access, tenant mix, and signage; the "materially impair" guardrail is undefined and subjective.§ 2.3 · High confidence
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Warning
Renewal rent set by broker determination with no capIf parties can't agree, a three-broker process controls; "fair market rental value" carries no ceiling vs. expiring rent.§ 28.3–28.4 · High confidence
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Purchase Price$42,750,000 · Asset purchaseSection 3.1
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Closing DateJune 15, 2026 (outside) · 15 business days after Financing Contingency satisfiedSection 10
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Earnest Money Structure
- Initial Deposit: $500,000 (2 business days after Effective Date)
- Additional Deposit: $1,250,000 (1 business day after Inspection Period)
- Combined deposit hardens automatically on delivery of Additional Deposit
- Independent contract consideration: $100 non-refundable
Section 3.2 -
Inspection Period
- Duration: 30 days from Effective Date
- Buyer may terminate in sole and absolute discretion
- Non-invasive testing only; Phase II requires Seller consent
- Deemed approval at expiration if Buyer does not timely terminate
Section 5 -
Financing Contingency
- Approval deadline: 45 days after Effective Date
- Acceptable financing in Buyer's reasonable discretion
- Deemed waived if not timely terminated, time being of the essence
- Earnest Money remains hard upon waiver
Section 6 -
Survival of Representations & Liability Cap
- Survival: 9 months post-Closing
- Threshold: $75,000 (no liability below)
- Cap: 1.5% of Purchase Price = $641,250
- Suit must commence within 60 days of survival expiration
Section 7.5
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Critical
Additional earnest money becomes hard automatically without explicit due-diligence termination rightThe hardening mechanism creates ambiguity: if Buyer fails to deliver the Additional Earnest Money by the deadline, failure to deposit could be construed as a material default, causing loss of the Initial Earnest Money without a clear cure period.§ 3.2 · Medium confidence
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Warning
Seller representations heavily qualified by knowledge qualifier without defined duty to investigateMaterial representations (condemnation, governmental violations, brokerage) are qualified by "actual knowledge" limited to two designated individuals — asset manager and regional property manager — with no affirmative duty to investigate or inquire.§ 7.1 · High confidence
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Warning
Short survival period and low liability cap for Seller representationsRepresentations survive only 9 months post-Closing (below the 12-month market norm) with a $75,000 threshold and a 1.5% of Purchase Price cap ($641,250); any suit must commence within 60 days of expiration.§ 7.5 · High confidence
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Warning
Broad as-is disclaimer eliminates recourse for property condition issuesBuyer waives and releases Seller from claims arising from the condition of the Property — whether known or unknown, latent or patent — except for fraud, willful misconduct, or breach of express surviving representations.§ 7.3 · High confidence
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Warning
Delinquent tenant balances assumed by Buyer with limited collection recourseBuyer assumes the risk of collecting delinquent tenant balances from and after Closing with no Seller representation regarding recoverability and no obligation to institute litigation or eviction solely for Seller's benefit.§ 8.2 · High confidence
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Warning
Financing contingency waiver automatic upon expiration of approval deadlineIf Buyer does not timely terminate on or before the 45-day Financing Approval Deadline, the contingency is deemed waived automatically and the Earnest Money remains hard and non-refundable, time being of the essence.§ 6.4 · High confidence
The signal half of asset intelligence.
See what's moving, what to do, and what's coming — per property and across your portfolio. So you're ahead of what's next, not catching up to it.
Insights
Early-indicator alerts when NOI, DSCR, occupancy, revenue, or expenses move outside your configured thresholds. Property-specific observations on lease expiration risk, covenant status, loan maturity, debt yield, and rent-vs-market. Benchmarks against comparable properties. Each insight comes with a severity rating, priority level, and confidence score.
- TenantHeartland Insurance Agency
- Share of tenants25%
- Share of sq footage16.7%
- ExpiresNov 2026
Recommendations
Actionable steps with priority, effort estimates, and implementation tracking. Each recommendation includes a measurable outcome and confidence score. Move from active to completed, or dismiss with reasoning. ROI projections where economically meaningful; root-cause narrative when addressing a decline. Categorized for triage.
- Current DSCR0.75x
- Target impactDSCR 1.28x+ · DY 8%+
- Effort · timeframeHigh · 3–6 mo
Predictions
Forward-looking estimates with trend direction, confidence scoring, and key drivers — at the property level or rolled up across the market. Built from your properties' financial trends, your loans, and comparable benchmarks.
- Current occupancy92%
- Predicted (12 mo)90%
- Key driverLease expirations · 26% M2M
A single view of the highest-signal items across every property you own — high-confidence signals, priority action tiles, and net-new items week over week. Diversity-aware so one noisy property can't drown out the rest of the portfolio.
Connects your financials, leases, loans, and covenants — into signal you can act on.
Capture
Where every input lands — financials, rent rolls, loans, leases, and covenants, all tied to the right property.
Extract
Statements and rent rolls parse on upload. Loans, covenants, and leases come in directly. One operating snapshot per property.
Insight
Where the signal emerges: AI connects your records into insights, recommendations, and predictions — per property and across your portfolio.
Act
Track priority items, mark recommendations complete, and monitor predictions as new data arrives.
The intelligence layer, and the workspace it runs on.
Asset intelligence isn't a single feature. It's a monitoring, scoring, searching layer — built into the workspace where your documents, deals, and operational work already live.
Loan & Covenant Monitoring
Track DSCR, LTV, occupancy, and NOI automatically — plus create custom covenants and alerts for anything else (reporting deadlines, license renewals, etc.). Get covenant breach alerts before your lender flags them, so you have time to respond — not explain.
Property & Portfolio Management
Operating Statement Analysis Reports (OSAR), budget vs. actuals, and performance analytics across single-family, short-term, multifamily, and commercial.
Automated Risk Assessment
0–100 scoring across financial, operational, market, compliance, and physical asset categories — with root-cause analysis, correlation detection, and mitigation plans you can track to resolution.
Portfolio Assistant
AI-powered Q&A across your portfolio. Hybrid vector and keyword search over every document, property, loan, covenant, risk assessment, and CRM record you've added — with answers grounded in your organization's data only.
Document Repository
A centralized home for portfolio documents and financials — leases, loans, statements, insurance, contracts, and diligence.
Integrated CRM & Deal Pipeline
Manage contacts, companies, and deals across acquisitions, refinances, dispositions, and development — in the same workspace as your properties, loans, and documents.
Rehab project management
Plan and run renovations end-to-end — budgets vs. actuals, change orders, photo logs, GC tracking, funding source, and completion progress, all tied to the property record.
Financial & Rent Roll Parsing
Drop in a PDF or Excel — columns are detected automatically, and revenue, expense, and occupancy line items extract from rent rolls and financial statements into your property's financial snapshot.
Built for the people running portfolios — not just reporting on them.
Whether you're moving from spreadsheets and manual tracking — or consolidating from a patchwork of tools — AssetManagerAI gets you out of painstaking reconstruction work and into decision-making.
Portfolio Owners
One source of truth across single-family, short-term, multifamily, and commercial holdings — without stitching together spreadsheets and folders.
Asset Managers
Operating Statement Analysis Reports (OSAR), covenant and compliance monitoring, and automated rent-roll parsing so you spend time on decisions, not data entry.
Acquisition Teams
Rapid PSA and LOI review, deal pipeline tracking, and diligence document analysis — from first touch to closing.
Sponsors
Portfolio rollups, risk scoring, and early-warning portfolio intelligence that keeps you ahead of covenant deadlines and performance surprises.
"I spent 19 years on the lender's side of commercial real estate — monitoring the documents, data, and covenants at both the loan and portfolio level. AssetManagerAI is the intelligence layer I'd want if I owned the asset, not the note: built by someone who knows exactly what your lender is looking for, because finding it used to be my job."
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