The bottleneck isn't your data. It's your documents.

Your loan and property data is not missing. It is trapped. And freeing it is the work behind every decision.

Locked inside the lease and loan agreements, statements, and rent rolls you already have — AssetManagerAI extracts the terms, flags the risks, catches covenant breach and NOI drift early. So nothing surprises you — or your lender.

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Loan Agreement Maplebrook MF · $42M · 10-yr fixed
Real analysis output
  • MaturityJune 1, 2035 (10-yr)Schedule 2
  • RecourseNon-recourse w/ carve-outs§§ 3.01–3.03
  • Replacement Reserve$350/unit/yearSchedule 5
  • PrepaymentYield maintenanceSchedule 4
  • Critical
    Automatic acceleration without written notice for Bankruptcy Event
    § 14.02(a) · High confidence
  • Warning
    Single-asset entity violation triggers full personal recourse
    § 3.02(b)(1) · Medium confidence
The Reality

Most portfolio work doesn't start with analysis. It starts with reconstruction.

Every quarterly review starts with finding what you already have. Every refinance starts with re-reading what you signed. The work compounds before any decision gets made.

Documents you can't search.

Every lease, loan, amendment, PSA, and contract — somewhere in a folder, never indexed.

Numbers you rebuild by hand.

Rent rolls, operating statements, ledgers — every period, the same manual work to turn PDFs into something comparable.

Decisions you can't connect.

Renewal terms, refinance windows, covenant headroom, and lease expirations — known but not connected.

The Bet

The path to quicker decisions isn't more data alone. It starts with tools that can actually read your documents to free it.

AssetManagerAI is document-to-decision intelligence for real estate owners and operators — reading your source documents and structuring the data within them, so the information you need is finally reviewable.

Inside Every Lease and Loan

The document half of asset intelligence.

Across 16 real estate document types, AI Document Intelligence extracts terms, flags risks, and cites every finding to its source — turning hours of document review into minutes. So the truth in your leases, loan agreements, and PSAs stops hiding in plain sight.

Supported Document Types

Debt
  • Loan Agreements
  • Mortgages & Deeds of Trust
  • Forbearance Agreements
  • Guaranty Agreements
  • Loan Modifications & Amendments
Leasing
  • Commercial Lease Agreements
  • Residential Lease Agreements
  • Lease Amendments
Transactions
  • Purchase & Sale Agreements
  • Letters of Intent
  • Environmental Indemnities
Operations
  • Property Management Agreements
  • Construction Contracts
  • Vendor & Service Contracts
Diligence
  • Environmental Reports (Phase I / II)
  • Property Condition Assessments

Key-term extraction

Turns dense documents into structured fields you can scan in seconds — even from scanned PDFs.

Red-flag detection

Surfaces risks with severity ratings (Critical, Warning, Info) and confidence scoring (High, Medium, Low).

Source citations

Every finding cites its exact source — section, schedule, or article. Verify in seconds, not in hours.

Template comparison

Flags deviations from your standard templates.

Custom review focus

Direct the AI to your specific concerns — ask custom questions and focus the review on what matters for this deal.

Batch analysis & shareable output

Export any analysis for sharing — single file or multi-file batch.

Read smarter. Decide faster. Focus on the clauses that matter — not hunting for them.

Designed to augment and accelerate professional review, not replace it. Every finding is source-cited so you can verify against the original document before acting.

See It Work

Pick a document. See it analyzed.

Real analysis output — extracted terms, severity-flagged red flags, and source citations.

Loan Agreement Maplebrook MF Owner, LLC · $42M · 10-yr Fixed Analyzed in 107s
Lender: Northpoint Multifamily Lending, LLC · 111-page agreement
Key Terms
  • Principal Amount$42,000,000
    Schedule 2 — Summary of Loan Terms
  • Interest Rate6.15% per annum, fixed
    Schedule 2
  • Cure Periods by Event Type
    • Monetary default: none (automatic)
    • Non-monetary: 30 days + 30-day extension at lender's discretion
    • Key Principal death: 180 days, extendable to 1 year
    • Guarantor bankruptcy: 90 days (extendable)
    § 14.01
  • Reporting Cadence
    • Quarterly: operating statements + rent rolls within 45 days of quarter-end
    • Annual: financials, security deposit accounting, ownership changes, compliance certification within 120 days of year-end
    • Immediate notice: litigation, insolvency, casualty, insurance lapse
    § 8.02(b)
  • Transfer Restrictions & Fees
    • Lender consent required: change in Control · Restricted Ownership Interest · 50%+ of Key Principal/Guarantor interests
    • Conditional consent: non-controlling LP/LLC · estate planning · affiliate · death/bankruptcy events
    • Prohibited entirely: Delaware Statutory Trust / Series LLC conversion · Borrower division
    • Fees: $25,000 transfer · $5,000 easement · $25,000 division (Review Fee always charged)
    §§ 11.02–11.03
Red Flags
  • Critical
    No cure period for monetary defaults
    A single missed payment triggers automatic acceleration of the entire loan without prior written notice.
    § 14.01(a)(1) · High confidence
  • Critical
    Unlimited personal indemnity liability
    Indemnity obligations are not capped or bounded by the loan amount — potential exposure extends beyond the principal.
    § 3.03 · High confidence
  • Critical
    Unpermitted transfers trigger full personal recourse
    "Transfer" is defined broadly to include 50%+ changes in Key Principal or Guarantor interests, Control changes, and Restricted Ownership Interests — any unpermitted transfer flips the loan from non-recourse to full liability for the entire balance.
    § 3.02(b)(2); § 11.02(b) · High confidence
  • Warning
    Cross-default with no materiality threshold
    Acceleration by any other lender on the property triggers acceleration here — no dollar floor or materiality test.
    § 14.01(a)(11) · High confidence
  • Warning
    No open prepayment window or defeasance mechanism
    Yield maintenance applies during the lockout but no open prepayment window or defeasance alternative is specified — creating uncertainty around refinance or sale before maturity.
    § 2.03(a); Schedule 4 · Medium confidence
  • Warning
    Lender may apply partial payments in any order
    Partial payments can be applied to fees first, leaving interest unpaid and accruing default-rate interest.
    § 2.02(f) · High confidence
AI Insights

The signal half of asset intelligence.

See what's moving, what to do, and what's coming — per property and across your portfolio. So you're ahead of what's next, not catching up to it.

Insights

Early-indicator alerts when NOI, DSCR, occupancy, revenue, or expenses move outside your configured thresholds. Property-specific observations on lease expiration risk, covenant status, loan maturity, debt yield, and rent-vs-market. Benchmarks against comparable properties. Each insight comes with a severity rating, priority level, and confidence score.

Recommendations

Actionable steps with priority, effort estimates, and implementation tracking. Each recommendation includes a measurable outcome and confidence score. Move from active to completed, or dismiss with reasoning. ROI projections where economically meaningful; root-cause narrative when addressing a decline. Categorized for triage.

Predictions

Forward-looking estimates with trend direction, confidence scoring, and key drivers — at the property level or rolled up across the market. Built from your properties' financial trends, your loans, and comparable benchmarks.

Portfolio Pulse

A single view of the highest-signal items across every property you own — high-confidence signals, priority action tiles, and net-new items week over week. Diversity-aware so one noisy property can't drown out the rest of the portfolio.

How It Works

Connects your financials, leases, loans, and covenants — into signal you can act on.

01

Capture

Where every input lands — financials, rent rolls, loans, leases, and covenants, all tied to the right property.

02

Extract

Statements and rent rolls parse on upload. Loans, covenants, and leases come in directly. One operating snapshot per property.

03

Insight

Where the signal emerges: AI connects your records into insights, recommendations, and predictions — per property and across your portfolio.

04

Act

Track priority items, mark recommendations complete, and monitor predictions as new data arrives.

The Platform

The intelligence layer, and the workspace it runs on.

Asset intelligence isn't a single feature. It's a monitoring, scoring, searching layer — built into the workspace where your documents, deals, and operational work already live.

Loan & Covenant Monitoring

Track DSCR, LTV, occupancy, and NOI automatically — plus create custom covenants and alerts for anything else (reporting deadlines, license renewals, etc.). Get covenant breach alerts before your lender flags them, so you have time to respond — not explain.

Property & Portfolio Management

Operating Statement Analysis Reports (OSAR), budget vs. actuals, and performance analytics across single-family, short-term, multifamily, and commercial.

Automated Risk Assessment

0–100 scoring across financial, operational, market, compliance, and physical asset categories — with root-cause analysis, correlation detection, and mitigation plans you can track to resolution.

Portfolio Assistant

AI-powered Q&A across your portfolio. Hybrid vector and keyword search over every document, property, loan, covenant, risk assessment, and CRM record you've added — with answers grounded in your organization's data only.

Document Repository

A centralized home for portfolio documents and financials — leases, loans, statements, insurance, contracts, and diligence.

Integrated CRM & Deal Pipeline

Manage contacts, companies, and deals across acquisitions, refinances, dispositions, and development — in the same workspace as your properties, loans, and documents.

Rehab project management

Plan and run renovations end-to-end — budgets vs. actuals, change orders, photo logs, GC tracking, funding source, and completion progress, all tied to the property record.

Financial & Rent Roll Parsing

Drop in a PDF or Excel — columns are detected automatically, and revenue, expense, and occupancy line items extract from rent rolls and financial statements into your property's financial snapshot.

Who It's For

Built for the people running portfolios — not just reporting on them.

Whether you're moving from spreadsheets and manual tracking — or consolidating from a patchwork of tools — AssetManagerAI gets you out of painstaking reconstruction work and into decision-making.

Portfolio Owners

One source of truth across single-family, short-term, multifamily, and commercial holdings — without stitching together spreadsheets and folders.

Where it shines
Document Repository + Portfolio Assistant. Every lease, loan, and contract in one place — ask plain English questions and search across every property, loan, and document.

Asset Managers

Operating Statement Analysis Reports (OSAR), covenant and compliance monitoring, and automated rent-roll parsing so you spend time on decisions, not data entry.

Where it shines
Loan & Covenant Monitoring + AI Insights. Catch covenant breaches and early NOI / DSCR / occupancy warnings before your lender does.

Acquisition Teams

Rapid PSA and LOI review, deal pipeline tracking, and diligence document analysis — from first touch to closing.

Where it shines
AI Doc Intelligence + Integrated CRM. Cut PSA and LOI review time and track every deal in the same workspace as the documents.

Sponsors

Portfolio rollups, risk scoring, and early-warning portfolio intelligence that keeps you ahead of covenant deadlines and performance surprises.

Where it shines
AI Insights + Portfolio Assistant. Portfolio-wide intelligence with natural-language search across every document, loan, and covenant.

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